Rideshare

Nighttime accident scene: a smartphone on a rain-speckled car hood shows a car icon in an insurance app, with insurance cards nearby.

Rideshare Accidents – Which Policy Pays — Yours, Theirs, or the Company’s?

In a rideshare accident, the paying policy depends on the driver’s app status: offline = driver’s personal insurance; waiting/available = contingent coverage; on-trip = Uber/Lyft commercial policy. Coverage often includes up to $1 million while a passenger is in the car or the driver is en route. This article explains each coverage phase, claim steps, […]

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